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Terms And Conditions
Delivery Terms Delivery Time You will be connected to Michaelheffernan.com.au within 2 business days of receipt of cleared funds from you . Online Credit Card Payments Michaelheffernan.com.au collects Credit card details over a Secure Socket Layer (SSL) connection and then processes them in-house, manually. You can safely quote your credit card number over the Internet using our secure server. If you believe your credit card has been incorrectly charged, please contact us immediately to discuss the matter. DISCLOSURE OF INTEREST Michael Heffernan confirms that he may hold an interest in the securities mentioned in this website.. WEBSITE This site may contain third party advertisements and links to third party sites. Michaelheffernan.com.au does not make any representation as to the accuracy or suitability of any of the information contained in those advertisements or sites and does not accept any responsibility or liability for the conduct or content of those advertisements and sites and the offerings made by the third parties. Third party advertisements and links to other sites where goods or services are advertised are not endorsements or recommendations by Michaelheffernan.com.au of the third party sites, goods or services. Your access to or use of them is at your own risk. Copyright Copyright of the material reproduced on this website is owned by Michaelheffernan.com.au. The material may be viewed online by means of an HTML web browser and may be reproduced in hard copy only for your personal reference. The information on this Web site is protected under Australian copyright laws. Subject to provisions of the Copyright Act 1968 (Australia), the material may not otherwise be reproduced or displayed in public and may not be linked to, distributed or transmitted electronically to any other person or incorporated by any means into another document or material, including other websites without the prior written consent of Michael Heffernan. All trademarks, brands and names appearing on this Web site are the property of their respective owners. Nothing contained on this Web site is intended to grant any express or implied right to you to use or exploit any patent, copyright, trademark or trade secret information. Without limiting the generality of the foregoing, Michaelheffernan.com.au. does not permit reproductions of its material in other websites in conjunction with advertising, trade marks, logos or material of any other person (including other retailers, competitors, distributors or any other organisation), without prior written permission. If you wish to discuss links with this website or publication of Michael Heffernan's material on other websites, please contact Michael Heffernan. © Copyright Michaelheffernan.com.au. All rights reserved. Security Summary Confidential information including client credit card details are encrypted the moment they are transmitted from the client's browser using industry standard SSL 128-bit RC4 encryption technology.  When your web browser shows a little lock icon towards the bottom right-hand corner, this means a secure connection has been established (this is a good sign). A client's credit card details are not stored anywhere on the Internet and the only company who has access to this data is the merchant's bank. The bank also sends confirmation information via the same encryption technology back to the client's browser. These secure processes provide clients with peace of mind when purchasing online. Using Your Credit Card on the Internet Is using your credit card over the Internet dangerous? Although many complex security systems have been devised so far because of the inherent problems of using credit cards, none are completely secure. The fact is that every time you use your credit card, you are risking your credit card being misused. Perhaps more importantly, you should realise that the most dangerous place to use a credit card is the way you use it normally - in full view of people. If you use your credit card for any purpose, it will be viewed by many people. Because credit card numbers are stored within organisations, they can be viewed, copied and misused by any of the people coming into contact with them. This includes the person processing the transaction, administrators within the organisation and the office cleaner when old credit card transaction slips are placed in the rubbish bin. The question then is, what will be the cost to you if it is misused? Most major credit card companies will refund the costs of any fraudulent transactions. You can confirm this by ringing your credit card company. In the absolute worst case, some credit card companies charge a fee, usually around $50, for fraudulent card use. This will occur if they cannot be convinced you were not responsible for authorising the transaction. In effect, this means that using a credit card turns into a $50 'risk' every time you use it. This 'risk' exists whenever you use your card on the Internet or when you physically walk into a store and use it. |
Sharemarket Specials Elsewhere on the website August 2010 Ten top 200 stocks to sell-that have negative momentum. Previous weekly articles are: Michael's views on the markets possible reaction ... Read more  Weekly Review & Outlook 6-13 September 2010 A strong market rebound and better than expected economic growth figures were highlights of last week on the market. But first the better than expected economic data. A generally ... Read more Stand out performances by Michael's preferred stocks last week to 3 September Michael's 7 preferred stocks put in a blinder last week with the average rise of 5.1% compared with the ASX 200 Index which was up 3.8%-great performances by Braken up 8% and Flight Centre up 10% a... Read more |
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